Together with cleaning and gardening, the block insurance for Surbiton Court
constitutes one of our highest items of current expenditure.
The block policy is reviewed by the Directors annually to ensure that we obtain the
most competitive and comprehensive cover. The premium is currently paid from the
maintenance.
An excess charge is payable for all risks and must be paid by
the owner of the flat from which the incident emanates.
Over the last few years most of the claims have been as a result of water leaks: specifically leaks from one
flat leading to ingress and damage in other flats.
If you are having work undertaken in your flat, you must ensure that your contractors
are fully insured. If they are responsible for any damage, any resulting claim must be
against their insurance. If damage is caused as a result of structural changes for which
you have not obtained prior approval, you may find yourself personally liable for the
cost of all remedial work as well as compensation for any impact to any other parts of
Surbiton Court (adjacent flats and/or communal areas). For full details of regulations
on building works please refer
to Alterations & Renovations to Flats.
Contents and personal belongings insurance are the responsibility of individual residents.
Should you need to make a claim against the block policy please contact the Insurance
Director as soon as possible by emailing insurance@surbitoncourt.com.
Please note that our insurers will not process individual claims.
This information is not legally binding in any way. Should you require any further
information please do not hesitate to contact insurance@surbitoncourt.com.
This page last updated 21 May 2022
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